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Terms and Conditions of Service: Fibonacci

Translation notice: This is an English translation provided for convenience. The legally binding version is the Spanish one (Términos y Condiciones). In case of any discrepancy, the Spanish version prevails.

Last updated: November 13, 2026 · Version: 1.4

IMPORTANT: These Terms are governed by the laws of the United States and the State of Delaware. They contain a disclaimer of warranties, a limitation of liability, a no-refund policy and, in section 12, an individual arbitration agreement with a class action waiver. Please read them carefully.

1. Who we are

Fibonacci ("Fibonacci", "we", "us") is a service operated by wil studio, LLC, a limited liability company organized in the State of Delaware, United States. For any questions, including legal notices, write to us at [email protected].

2. Acceptance

When you create an account you must expressly accept these Terms and the Privacy Policy; we record the date, time and version accepted. By accepting or using the service, you agree to these Terms, the Privacy Policy, the Cookie Policy, the Refund Policy and the Right of Withdrawal Policy (together, the "Agreement"). If you do not agree, do not use the service.

3. Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts, which you confirm when you sign up. By signing up you represent that the information you provide is true and that you are responsible for the security of your account and for everything that happens in it.

4. What Fibonacci is

4.1 Fibonacci is a digital trading journal and statistical analysis tool. Features:

  • dashboard with balance and results;
  • profit and loss (P&L) calendar;
  • analysis by session, instrument, strategy and hour;
  • risk and limit tracking for personal or funded accounts;
  • emotional log;
  • demo backtesting;
  • goals, reviews, reports and certificates.

To get your data you can:

  • connect in read-only mode cTrader (official API), MetaTrader 4/5 (through MetaApi, with your investor password, which we do not store) or Interactive Brokers (Flex report);
  • import history from other platforms (TradingView, TradeLocker, Match-Trader, DXtrade, NinjaTrader, Tradovate or others) or CSV/Excel files.

4.2 Fibonacci does NOT:

  • execute, modify or cancel orders;
  • have permission to withdraw or transfer funds;
  • provide signals, recommendations or financial, investment, tax or legal advice;
  • act as a broker, investment adviser or regulated entity.

4.3 Synchronization and import.

  • The update frequencies we state are approximate and depend on each platform.
  • Automatic column recognition and duplicate prevention work with the most common formats, but we do not guarantee that every file or broker will import without errors.
  • You are responsible for checking that your data is correct.

4.4 Funded accounts. Fibonacci is not affiliated with any funding company (prop firm). The risk limits it shows are for guidance only. Your prop firm's official rules always prevail, and we are not liable for the loss of a funded account.

4.5 Certificates and reports. The certificates and reports generated by Fibonacci reflect the data recorded in your account. They are not an audit or an independent verification of results and must not be presented as such to third parties.

4.6 The statistics and data shown are for information only. Past results do not guarantee future performance. All your trading decisions are solely your own. Trading currencies, CFDs and other instruments involves a high risk of loss.

5. Third-party connections

By connecting a platform or broker, you authorize us to access that account's data in read-only mode. Those platforms are independent services with their own terms, and we are not responsible for their operation, availability or accuracy. You can revoke the connection at any time from the app or from the platform.

6. Subscription, trial and payments

6.1 Free trial: new accounts get a 7-day free trial, which requires registering a valid payment method. Only one trial per person is allowed; we may use account and payment method data to prevent repeated trials.

6.2 Plans and automatic renewal. Fibonacci offers the Trader plan (USD 50 per month or USD 540 per year) and the Mentor plan (monthly, with tiered pricing under the Mentor Annex). If you do not cancel before the trial ends, the chosen plan is charged automatically, and the subscription renews at the end of each period until you cancel it.

6.3 Automatic renewal: the subscription renews at the end of each period until you cancel it.

6.4 Cancellation: you can cancel at any time from Settings → Plan and billing, without contacting support. You will keep access until your next renewal date.

6.5 Non-refundable: all payments are final, under the Refund Policy.

6.6 Prices: prices are stated in U.S. dollars (USD) and may include applicable taxes. We will give at least 30 days' notice of any price change; you may cancel before it takes effect.

6.7 Payments are processed by Stripe. We do not store your full card details.

6.8 Promotions and Partners program. Promotions (for example, discount codes) and the Partners program are governed by their specific terms, published at fibonacciapp.com/promo and fibonacciapp.com/socios-condiciones, which form part of this Agreement. In case of conflict, those specific terms prevail for the matters they govern.

6.9 Mentor plan. The Mentor plan is also governed by the Mentor Annex, published at fibonacciapp.com/mentor-condiciones, which forms part of this Agreement. In case of conflict, the Mentor Annex prevails for the matters it governs.

7. Acceptable use

You agree not to:

  • use the service for unlawful purposes;
  • attempt to gain unauthorized access to other people's systems or accounts;
  • reverse engineer, copy or resell the service;
  • overload the infrastructure;
  • share your account;
  • create multiple accounts to obtain additional trials.

We may suspend or close accounts that break these rules.

7 bis. Friends

Fibonacci lets you connect with other users as friends, voluntarily share part of your results and set shared goals.

  • A friendship only exists if the other person accepts your invitation. Either of you can end it at any time with "Unfriend", and the shared goals are then deleted as well.
  • You decide what you share. By default you share nothing except your account name.
  • The ranking and shared goals are a personal tracking tool. They are not contests or competitions with prizes, and Fibonacci does not organize, endorse or take part in bets, money challenges or agreements between friends.
  • What you share with your friends is not financial advice, and you must not present it as such or use it to attract clients or investors.
  • If you invite someone by email, you confirm that you know that person and that they may receive your invitation. Do not use Friends to send mass or unsolicited invitations.
  • You may not copy, publish or share outside Fibonacci the data your friends share with you without their permission.

8. Intellectual property and your data

8.1 Fibonacci's software, design, trademarks and content belong to wil studio, LLC. We grant you a limited, personal, non-exclusive and non-transferable license to use them while your subscription is active.

8.2 Your trading data is yours. You grant us only the permission needed to store and process it in order to provide the service. You can export it (JSON format) and delete your account at any time from Settings → Privacy.

9. Nature of the service and reliance on third parties

Fibonacci is a digital service provided "AS IS" and "AS AVAILABLE". It relies on third-party services that we do not control, including:

  • server and infrastructure providers;
  • networks and security;
  • payment processing;
  • sign-in;
  • technical monitoring;
  • the platforms and brokers you connect.

These services may experience outages, changes, delays or errors at any time. As a result, Fibonacci may be affected, in whole or in part and without notice, for example through service unavailability, synchronization failures, incomplete or inaccurate data, or loss of history. You accept this risk, which is inherent to any digital service. You are responsible for keeping your own backups using the data export feature.

10. Disclaimer of warranties and liability

10.1 TO THE MAXIMUM EXTENT PERMITTED BY LAW, WIL STUDIO, LLC MAKES NO WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, UNINTERRUPTED AVAILABILITY OR DATA PRESERVATION.

10.2 TO THE MAXIMUM EXTENT PERMITTED BY LAW, WIL STUDIO, LLC, ITS MEMBERS, EMPLOYEES AND SUPPLIERS SHALL NOT BE LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND, WHETHER DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE, ARISING FROM THE USE OF OR INABILITY TO USE THE SERVICE. THIS INCLUDES, WITHOUT LIMITATION, THIRD-PARTY FAILURES, SERVICE OUTAGES, SYNCHRONIZATION ERRORS, LOSS OF DATA OR HISTORY, LOST PROFITS AND TRADING OR INVESTMENT LOSSES.

10.3 If, notwithstanding the above, the liability of wil studio, LLC cannot be fully excluded, its total liability for all claims shall not exceed fifty U.S. dollars (USD 50).

10.4 If you are dissatisfied with the service, your sole remedy is to stop using it and cancel your subscription.

11. Indemnification

You agree to hold wil studio, LLC harmless from third-party claims arising from your misuse of the service or your breach of these Terms.

12. Governing law and dispute resolution

12.1 Governing law. Fibonacci is provided from the United States of America and is available to users in any country. This Agreement and any related dispute are governed exclusively by the laws of the United States and the State of Delaware, without regard to their conflict-of-law rules. If you access the service from outside the U.S., you do so on your own initiative and are responsible for complying with the local laws that apply to you.

12.2 Prior contact. Before any claim, write to [email protected] (subject: "Legal"). The parties will try to resolve it in good faith for 60 days.

12.3 Arbitration. If it is not resolved, the dispute will be submitted to individual, binding arbitration before the American Arbitration Association (AAA) under its Consumer Arbitration Rules, with a single arbitrator and, where possible, by videoconference. The Federal Arbitration Act governs.

12.4 CLASS ACTION WAIVER. YOU AND WIL STUDIO, LLC MAY BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS PART OF ANY CLASS, CONSOLIDATED OR REPRESENTATIVE ACTION.

12.5 Exceptions. Either party may bring a claim in small claims court, or seek urgent relief for misuse of intellectual property.

12.6 Opt-out. You may reject arbitration by writing to [email protected] (subject: "Legal") within 30 days after creating your account.

12.7 Mass arbitration. If 25 or more similar claims are filed in a coordinated way, they will be handled in batches under the AAA's mass arbitration rules.

12.8 Courts. If any part of this section does not apply, the courts of the State of Delaware have jurisdiction.

13. Suspension and termination

We may suspend or close your account if you breach these Terms, if required by law or to protect the service. You can close your account at any time from your profile. Sections 8 to 12 survive termination.

14. Changes to the Terms

We may modify these Terms. Material changes will be notified by email or in the app at least 15 days in advance, and we will ask you to accept them again. If you do not accept them, you may cancel.

15. General provisions

  • If any clause is held invalid, the rest remains in effect.
  • Failure to exercise a right is not a waiver of it.
  • You may not assign this Agreement without our consent.
  • This Agreement constitutes the entire agreement between the parties.
  • The website and the app may be displayed in several languages. These Terms are drafted in Spanish; if there is a translation and a discrepancy, the Spanish version prevails.